Loan Details

I want to borrow

Mahalaxmi Ghar Karja (15 years)

INTEREST RATE

7.91 % - 8.41 %
Base rate: 5.41 %

EMI

Processing Fee

1.00 %
Home Loan(VARIABLE RATE )

INTEREST RATE

7.76 % - 9.51 %
Base rate: 5.51 %

EMI

Processing Fee

1.00 %
Housing Loan

INTEREST RATE

5.52 % - 12.52 %
Base rate: 5.52 %

EMI

Processing Fee

0.75 %
Home Loan (5 years term)

INTEREST RATE

7.28 % - 7.89 %
Base rate: 5.73 %

EMI

Processing Fee

0.75 %
NIBL Home Loan

INTEREST RATE

6.79 % - 10.79 %
Base rate: 5.79 %

EMI

Processing Fee

0.75 %
Everest Home Ghar Karja Loan

INTEREST RATE

7.85 % - 10.85 %
Base rate: 5.85 %

EMI

Processing Fee

1.25 %
Mega Home Loan

INTEREST RATE

6.08 % - 13.08 %
Base rate: 6.08 %

EMI

Processing Fee

1.00 %
Global Home Loan

INTEREST RATE

7.88 % - 12.38 %
Base rate: 6.38 %

EMI

Processing Fee

1.25 %
Home Loan

INTEREST RATE

6.75 % - 11.75 %
Base rate: 6.75 %

EMI

Processing Fee

0.50 %
Home Loan

INTEREST RATE

6.8 % - 13.8 %
Base rate: 6.80 %

EMI

Processing Fee

0.75 %
Super Chamatkarik Ghar Karja

INTEREST RATE

6.84 % - 12.84 %
Base rate: 6.84 %

EMI

Processing Fee

0.75 %
Siddhartha Home Loan

INTEREST RATE

6.88 % - 11.88 %
Base rate: 6.88 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

6.9 % - 11.9 %
Base rate: 6.90 %

EMI

Processing Fee

1.00 %
Sunrise Ghar Karja

INTEREST RATE

7.01 % - 13.01 %
Base rate: 7.01 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

7.08 % - 12.08 %
Base rate: 7.08 %

EMI

Processing Fee

0.75 %
Housing Loan(Standard)

INTEREST RATE

8.08 % - 10.08 %
Base rate: 7.08 %

EMI

Processing Fee

0.75 %
Prabhu Home Loan

INTEREST RATE

7.1 % - 12.1 %
Base rate: 7.10 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

7.13 % - 12.13 %
Base rate: 7.13 %

EMI

Processing Fee

1.00 %
Prime Home Loan

INTEREST RATE

7.21 % - 14.2 %
Base rate: 7.21 %

EMI

Processing Fee

1.00 %
Mahalaxmi Home Loan

INTEREST RATE

7.64 % - 14.64 %
Base rate: 7.64 %

EMI

Processing Fee

1.00 %
Home Loan(Upto 10 Years)

INTEREST RATE

7.65 % - 11.65 %
Base rate: 7.65 %

EMI

Processing Fee

1.00 %
NCC Home Loan -Above 10 years

INTEREST RATE

7.9 % - 12.9 %
Base rate: 7.90 %

EMI

Processing Fee

1.00 %
Citizens Home Loan

INTEREST RATE

8.18 % - 12.93 %
Base rate: 7.93 %

EMI

Processing Fee

1.00 %
Home Equity Loan

INTEREST RATE

8.05 % - 12.55 %
Base rate: 8.05 %

EMI

Processing Fee

1.00 %
Kumari Shuvalabh GharGhrayesi Karja

INTEREST RATE

8.07 % - 15.07 %
Base rate: 8.07 %

EMI

Processing Fee

1.00 %
Housing Loan

INTEREST RATE

8.58 % - 13.08 %
Base rate: 8.08 %

EMI

Processing Fee

0.75 %
Home Loan

INTEREST RATE

8.1 % - 15.1 %
Base rate: 8.10 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

8.11 % - 16.11 %
Base rate: 8.11 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

8.37 % - 13.37 %
Base rate: 8.37 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

8.37 % - 16.37 %
Base rate: 8.37 %

EMI

Processing Fee

1.00 %
Home Loan

INTEREST RATE

8.42 % - 13.42 %
Base rate: 8.42 %

EMI

Processing Fee

1.00 %
Civil Bank Home Loan Above 15 years

INTEREST RATE

8.45 % - 10.45 %
Base rate: 8.45 %

EMI

Processing Fee

1.00 %
Retail Loan

INTEREST RATE

8.97 % - 13.47 %
Base rate: 8.47 %

EMI

Processing Fee

1.00 %
Home Loan: (Above 5 Years & Up to 10 years)

INTEREST RATE

8.53 % - 17.03 %
Base rate: 8.53 %

EMI

Processing Fee

1.00 %
*Note: The EMI has been calculated based on the average interest rate of the bank and may vary with time.

Home Loan:

These days there are lots of home loans made available in the market by different banks and financial institutions. It is an attractive financing scheme to purchase/construct your dream home and live happily with your family thereafter.

We help to compare home loans from different sources to help you sniff out the best mortgage rates for the following purpose:

  • Purchase of House
  • Construction of house
  • Repair/ Renovation and Re-construction of house
  • Refinancing/ SWAP of existing Home Loan

    Types of home loans in Nepal:


  • Variable-rate home loan: This is the common type of home loan in Nepal where repayments can be affected by the change in interest rate either by the bank or Nepal Rastra Bank. This type of loan is suitable for those borrowers who are not concerned by the change in interest rate over the period of the loan.

  • Fixed-rate home loan: Under this plan, a fixed amount of repayment is locked for the borrowers over the period of the loan. However, banks and financial institutions may charge an extra amount on the early repayment of loans.

    Documents Required

    Security/Collateral
  • Land Ownership Certificate (Lalpurja)
  • Rajinama or Bakaspatra or Ansha-banda
  • Malpot Receipt
  • Tax clearance of building
  • Blue Print and trace map
  • Char Killa Pramanit
  • Approved house map
  • Nirman Sampanna Patra
  • Identification
  • Photograph ( 2 copies )
  • Citizenship and/or Passport
  • Relationship Certificate (if applicable)
  • Marriage Certificate (if applicable)
  • PAN Certificate ( Loan amount equals or above 5 million )
  • Firm/Company registration certificate
  • PAN/VAT registration certificate
  • Article of Association (AOA) and Memorandum of Association
  • Partnership Deed ( if applicable )
  • Income Source
  • Salary certificate
  • Rental agreement ( If source of income is rental )
  • Bank statement of at least 6 months
  • Audited financial statement of last 2 financial years.
  • Tax clearance certificate.
  • Other Document Required
  • Copy of Land Ownership Certificate of residential house (where ever applicable)